Posted on 02/07/2025
Business owners may be eligible for tax-free gains on the sale of qualifying small business stock under IRC §1202
A potentially overlooked tax provision, Internal Revenue Code Section 1202, may allow certain taxpayers who sell stock in a “qualifying small business” to exclude from Read MorePosted on 02/06/2025
The importance of Buy-Sell Agreements
According to the Exit Planning Institute, 83% of businesses have no written transition plan and 66% are owned by Baby Boomers who will transition out Read MorePosted on 02/06/2025
Preparing for the Unexpected: Essential Succession Planning for Family Businesses
Sudden death is an unwelcome and unpredictable event that can throw both personal and business lives into chaos. For family businesses, the loss of a Read MorePosted on 01/07/2025
IDITs: What advisors need to know
Financial service providers play a crucial role in helping their clients achieve their estate, tax, and business succession goals, but one powerful tool that often Read MorePosted on 12/12/2024
Business succession: Working forever, or just planning on it?
Many business owners seem to think they’re going to live forever and thus have done no succession planning, despite the COVID-19 pandemic illustrating more than Read MorePosted on 07/12/2024
Trustee selection considerations
Many estate plans incorporate trusts to facilitate asset management, avoid probate, reduce estate taxes, protect assets from creditors, or provide for a family member with Read MorePosted on 07/12/2024
Will contest: Could it happen to you?
Clients often spend time and financial resources to establish a will and estate plan, but a small percentage of wills may still be contested. This Read MorePosted on 04/18/2024
How can IRA owners support their favorite charity and still receive lifetime income?
For many years, donors aged 70½ and above have been able to make tax-favored charitable gifts directly from their individual retirement accounts to private foundations Read MorePosted on 04/05/2024
How Life Insurance Made a Difference in Nautilus Member Gib Surles’s Family
“The first life insurance death claim I delivered was to my mom, for a policy I wrote on my dad’s life.” Listen to Nautilus Member Read MorePosted on 04/04/2024
Naming a guardian for minor children is an important aspect of estate planning.
Life is unpredictable, and if the unexpected happens, the decisions you make today can significantly impact your children’s lives tomorrow, especially in the unfortunate event Read MorePosted on 04/04/2024
Three reasons why periodic reviews of estate planning documents are important
Ensuring that your estate plan is aligned with the changes in your life is crucial. Key events such as births, marriages, or shifts in wealth Read MorePosted on 04/04/2024
Planning for incapacity or disability
Although advancements in medicine have extended our average life expectancy, it is vital to prepare for the possibility of disability or impairment. For example, even Read MorePosted on 04/04/2024
Income Tax Buckets
There are three types of income buckets – taxable, tax-deferred, and tax-free. What’s in your bucket? Read MorePosted on 04/04/2024
Special Needs Trusts
Families that care for individuals with special needs can work with a qualified professional to create a special needs trust to help protect their assets Read MorePosted on 04/04/2024
Planning for art collections: Rules and tax considerations
Art appraisal is an inexact science yet the preservation of your art collection’s legacy relies on a strategic plan. Developing an estate plan that addresses Read MorePosted on 04/04/2024
Gift tax reporting for transfers to trusts
Incorporating an irrevocable trust into your estate plan can entail a lengthy and challenging process, from crafting a strategic blueprint aligned with your unique financial Read MoreThe Nautilus Group from The Nautilus Group® on Vimeo.
Posted on 04/04/2024
What is The Nautilus Group?
The Nautilus Group is an exclusive resource that provides its members access to an elite group of dedicated professionals who work with their clients and Read MorePosted on 04/04/2024
How do employers retain top talent?
Watch this 1:20 video to learn how business owners can retain their top talent with a key employee retention strategy, sometimes referred to as “golden Read MorePosted on 03/11/2024
Basic benefits of an entity’s structure should play a role in business planning.
The structure of your business plays an important role in securing your personal assets and lowering the risks associated with establishing a business. A formal Read MorePosted on 12/29/2023
The importance of Buy Sell Agreements- Secure your business future
In business, you always need to have a backup plan. Don’t wait for disputes to act. Protect your assets and partnerships with a solid plan. Read MorePosted on 12/29/2023
Using IDITs to reduce taxes and protect assets
Want to keep more of your hard-earned wealth in your family’s hands? Jeff Chadwick, JD, reveals the power of intentionally defective irrevocable trusts (IDITs) in Read MorePosted on 12/29/2023
Split-dollar life insurance arrangements: Basics, advantages, and disadvantages
Split-dollar arrangements are commonly used in business contexts but also can be advantageous in other situations, for example between an asset owner and a trust Read MorePosted on 12/29/2023
Revocable living trusts: advantages, drawbacks, and misconceptions
When creating an estate plan, people are often baffled by the revocable living trust and unsure what exactly it accomplishes or why they would need Read MorePosted on 11/13/2023
Buy-Sell Agreements: Why Every Business With Multiple Owners Should Have One
Co-owners of closely held businesses often tend to place all their focus on day-to-day business operations while neglecting important long-term aspects of the business. One Read MorePosted on 11/13/2023
Guide for advisors: The importance of employee retention plans
In today’s dynamic job market, keeping top talent is crucial for business owners. The “Great Resignation” reshaped the workforce, but Robert Keebler says it’s also Read MorePosted on 11/13/2023
Employee retention plans: A guide for employers
In today’s dynamic job market, employee turnover is inevitable, but a robust employee retention program can significantly reduce the loss of key personnel and help Read MorePosted on 11/13/2023
Is it time to review your estate and succession plans?
Estate planning has taken some major turns due to recent tax law shifts. If you thought it’s all about tax exemptions, think again. Even with Read MorePosted on 08/17/2023
Benefits and pitfalls of buy-sell agreements every advisor should know
Business entities come in all shapes and sizes, but no matter the type, each one should have a buy-sell agreement in place. This important tool Read MorePosted on 08/17/2023
Passing assets through trusts can help protect your family’s estate
Estate planning involves protecting your assets and ensuring a smooth transfer to loved ones. Trusts offer a valuable solution, allowing control over assets and safeguarding Read MorePosted on 08/17/2023
Potential tax reduction for married couples through Community property trust
For married couples that wish to retain a greater amount of their wealth, the utilization of a CPT should be considered. Community property states offer Read MorePosted on 07/06/2023
Gifts to charitable remainder trusts can provide tax benefits for donors
Discover the power of the Charitable Remainder Trust (CRT) for optimizing your taxes and supporting causes you care about. Convert appreciated assets into an income Read MorePosted on 04/07/2023
How can tax loss harvesting reduce the pain of stock market losses?
While the stock market increased significantly in 2024, not every year will be so positive, and during the inevitable market down turns, investors can experience Read MorePosted on 04/07/2023
NQDC plans: a tool for employers to attract and retain top talent
In today’s job market, the risk of losing top performers is very real for employers. Finding suitable replacements can cause financial stress and disruption of Read MorePosted on 04/07/2023
Life insurance 101: An overview of term life policies versus whole life policies
Most people think of insurance as a basic protection tool – pay a premium, and if the worst happens, the carrier pays out a benefit. Read MorePosted on 04/07/2023
IRA distributions to a CRT can provide asset protection and retirement income
Although the SECURE Act eliminated the stretch IRA strategy for most designated beneficiaries, there is a strategy where IRA distributions may be coupled with a Read MorePosted on 04/07/2023
Basic estate planning considerations and documentation
A significant number of Americans have no estate plan in place, which could be due to several factors: not making time to address a seemingly Read MorePosted on 11/16/2022
Understanding the distinctions between personal goodwill and enterprise goodwill empowers business owners
Chris Anderson of Adams Capital describes the differences between personal goodwill and enterprise goodwill in this article and discusses how these distinctions can have a Read MorePosted on 11/09/2022
Caring for a pet after death
Without a plan, a beloved pet may be abandoned or euthanized upon the owner’s death. While many pet owners are well aware of this potential Read MorePosted on 10/11/2022
Fiduciary Responsibility Checklist
As a fiduciary, your role may include periodically reviewing your clients’ life insurance policies to make sure the coverage meets the need. This useful tool Read MorePosted on 09/13/2022
Life insurance is a valuable generational wealth-transfer tool.
The first generation builds it, the second manages it, and the third squanders it. This common rags-to-riches-to-rags phenomenon motivates many families to develop a generational Read MorePosted on 07/18/2022
Asset protection strategies for small business owners
Limiting liability for a small business has never been more important. This article, from The Nautilus Group®, describes basic strategies business owners can consider in Read MorePosted on 06/21/2022
What distinguishes an astute entrepreneur?
Many business owners fall into the trap of focusing on the urgent, short-term operational demands of their business, but neglect or delay the important planning Read MorePosted on 06/02/2022
Six things you may not know about state estate taxes
Did you know that depending on where you live, you may be subject to state-level estate or inheritance tax? Seventeen states and the District of Read MorePosted on 02/23/2022
The basics of “tax-wise” estate planning for married couples
How can married, high net worth couples incorporate “tax-wise” strategies into their estate planning documents? Read this article from The Nautilus Group to learn about Read MorePosted on 08/11/2021
Social Security benefits: Start early or delay receipt?
Electing to receive Social Security benefits prior to reaching full retirement age may not be the best decision. Read this article to learn why waiting Read MorePosted on 08/04/2021
Nautilus Member Jerry Coats Recounts Working with a 3rd-Generation Farmer
Many people have dreams, but not all of them will take the risk necessary to make them come true. In this Real Life Story, Nautilus Read MorePosted on 05/12/2021
Estate tax timeline – is history repeating itself?
The Tax Cuts and Jobs Act was one of the most significant tax legislation acts signed into law since the Tax Reform Act of 1986. Read MorePosted on 03/22/2021
Supplemental Life Insurance Retirement Plans (SLIRP)
Watch this 2-minute video to learn how a supplemental life insurance retirement plan – or SLIRP – can allow you to get money when you Read MorePosted on 11/09/2020
Buy-sell agreements
Do you know how a buy-sell agreement works? If you co-own a business, you can’t afford not to. Read MorePosted on 10/16/2020
Tyson Vines’ story shows the different outcomes his family faced with and without life insurance
“Vines View Farms was no more.” Growing up on a farm in a place called Paradise Hill sounds like heaven for anyone, but at 6 Read MorePosted on 10/16/2020
Nautilus Member Bill Lyon illustrates the value of life insurance as a legacy.
“What do you do when you’re full of life, and you learn there’s a fast-growing cancer inside of you?” Nautilus Member Agent Bill Lyon shares Read MorePosted on 08/10/2020
Avoiding Contested Wills
Clients often expend significant time and financial resources to put a will and overall estate plan in place. Despite these efforts, a small percentage of Read MorePosted on 05/12/2020
Key Employee Retention
How do employers retain top talent? Watch this video to learn more about a key employee retention strategy. Read MorePosted on 05/12/2020
Charitable Remainder Trust with Wealth Replacement
Did you know your money can only go to one of three places when you pass away? Your family, the government, or your favorite charity. Read MorePosted on 09/19/2019
Irrevocable Life Insurance Trust Animated Video
When it comes to owning a life insurance policy, we know what you’re thinking. “I don’t need to worry about that right now. What’s the Read MorePosted on 03/28/2019
How Can Business Owners Tax Diversify Their Retirement Income?
How can business owners build wealth for their own retirement while trying to reduce their income taxes? Watch this video. Read MorePosted on 03/28/2019
Business Marketability Assessment: Increasing the ROI on Your Business
As a successful business owner there may come a time when selling your business will seem like the right move, but how will you ensure Read MorePosted on 03/23/2019
Nautilus Member Braden Draggoo shares how life insurance made a difference for him
“My brothers and I always felt that we had the perfect childhood, until an oncoming vehicle crossed the center line and changed everything.” As a Read MorePosted on 02/19/2019
Tim FitzGerald shares how he impacted his client’s financial security
Year after year, Nautilus Member Agent Tim FitzGerald tried to get his client John covered by life insurance, but John kept putting off writing the Read MorePosted on 01/23/2019