Financial service providers play a crucial role in helping their clients achieve their estate, tax, and business succession goals, but one powerful tool that often goes underutilized is life insurance. By incorporating life insurance into their strategies, financial professionals can provide their clients with secure estate plans, tax reduction strategies, and asset protection. In this article, titled “IDITs: What Advisors Need to Know,” Jeff Chadwick shares valuable insights into the utilization of intentionally defective irrevocable trusts to enhance estate planning and asset protection, and explains how IDITs can be used as a vehicle to transfer wealth and minimize taxes, while providing the necessary liquidity to address potential estate tax liabilities.
MRU 6091932 Exp. 12/31/2025
Watch a replay of this unique event to learn more from these financial services industry experts.
Many business owners seem to think they’re going to live forever and thus have done no succession planning, despite the COVID-19 pandemic illustrating more than ever the need to be prepared for probable, or inevitable, events or setbacks. Planning to work forever is not a business succession plan, and without one, when adverse events occur, the results can be devastating. This article looks at three critical elements business owners should consider to create a successful transition plan that can help maximize the business’s value for themselves or their families and increase the firm’s longevity.
SMRU 5019064 | Exp. 2/28/26
Many estate plans incorporate trusts to facilitate asset management, avoid probate, reduce estate taxes, protect assets from creditors, or provide for a family member with special needs, so the selection of a trustee is very important. Should a family member (or friend) serve, or should a corporate trustee be selected? Read this article to learn what to consider when selecting a trustee. New York Life Insurance Company and its agents do not provide tax or legal advice.
SMRU 5018821 | Exp. 11/30/2025
Clients often spend time and financial resources to establish a will and estate plan, but a small percentage of wills may still be contested. This article discusses the benefits of having an experienced estate planning team that can recognize the risks of a will contest, offer strategies to stop potential challengers, and decrease the likelihood of a successful will contest.
SMRU 5018482 | Exp. 2/28/2026
For many years, donors aged 70½ and above have been able to make tax-favored charitable gifts directly from their individual retirement accounts to private foundations or donor advised funds. Now a recent development offers a fresh avenue for IRA owners who want to magnify their giving potential but continue to retain a stream of income from the donated funds. Learn how using tax-free transfers from IRAs to establish a charitable remainder trust or charitable gift annuity can provide additional advantages for experienced donors in this article from UMKC School of Law Professor Christopher Hoyt, JD.
SMRU 6510882 | Exp. 04/01/2025
“The first life insurance death claim I delivered was to my mom, for a policy I wrote on my dad’s life.” Listen to Nautilus Member Gib Surles share his personal story about how this experience, early in his career, made an impact on how he views his role and the value of life insurance.
SMRU 5018836 | Exp. 5/30/2025
Life is unpredictable, and if the unexpected happens, the decisions you make today can significantly impact your children’s lives tomorrow, especially in the unfortunate event of parental incapacitation or premature demise. That’s why the selection and designation of a guardian is a critical choice in the development and ongoing evolution of your estate plan. This article explains the importance of that choice and the elements you should consider when safeguarding the future of your family.
SMRU 5018163 | Exp. 1/31/2026
Ensuring that your estate plan is aligned with the changes in your life is crucial. Key events such as births, marriages, or shifts in wealth can make your plan outdated. Plus, laws evolve, impacting how your documents function. Periodic review of your estate planning documents with the guidance of your qualified professional are essentail to protecting your assets and loved ones. This article explains the significfance of these reviews and their importance to your estate plan over time. New York Life Insurance Company and its agents do not provide tax, legal or accounting advice.
SMRU 5018487 | Exp. 8/31/2025
Although advancements in medicine have extended our average life expectancy, it is vital to prepare for the possibility of disability or impairment. For example, even people in their 30’s may experience significant periods or even lifelong disability issues. Failing to plan for such scenarios can lead to costly consequences. This article discusses how making the proactive decisions now could help in the future when you plan for incapacity or disability.
SMRU 5016433 | Exp. 1/31/2026
There are three types of income buckets – taxable, tax-deferred, and tax-free. What’s in your bucket?
SMRU 5016429 | Exp. 2/28/2026
Families that care for individuals with special needs can work with a qualified professional to create a special needs trust to help protect their assets and provide lifetime financial stability for their loved one. Watch this one-minute video to learn more. New York Life Insurance Company, its agents and affiliates do not provide tax, legal or accounting advice.
SMRU 5019063 | Exp. 3/31/26
Art appraisal is an inexact science yet the preservation of your art collection’s legacy relies on a strategic plan. Developing an estate plan that addresses the nuances of the unique restrictions and tax implications of art is crucial. Initiating early communication and engaging in candid discussions with intended family beneficiaries, as well as any museums or charitable organizations you’re considering as recipients, are essential steps. Working together with a variety of financial, legal, accounting, and life insurance professionals is essential to help guarantee consistency with your estate plan goals. Learn more in this article which outlines the legislation and tax issues you should be aware of when planning for your art collection. New York Life Insurance Company, its agents and affiliates do not provdide tax, legal or accounting advice.
SMRU 5018164 | Exp. 1/31/2026
Incorporating an irrevocable trust into your estate plan can entail a lengthy and challenging process, from crafting a strategic blueprint aligned with your unique financial objectives to navigating the maze of IRS reporting protocols. Gift tax reporting of transfers to trusts can be complicated and may have considerable tax penalties. Read this article to learn how to navigate the trust creation and funding process to be aligned with IRS reporting requirements and whether you should consider working with a valuation professional. New York Life Insurance Company and its agents do not provide tax, legal or accounting advice.
SMRU 5018490 | Exp. 8/31/2025
The Nautilus Group is an exclusive resource that provides its members access to an elite group of dedicated professionals who work with their clients and the clients’ other advisors to provide state-of-the-art planning strategies that address their business, estate, and charitable planning objectives. Watch this 1:44 video to learn more. The Nautilus Group® is a service of New York Life Insurance Company.
SMRU 5016363 | Exp. 03/31/2026
The Nautilus Group from The Nautilus Group® on Vimeo.
Watch this 1:20 video to learn how business owners can retain their top talent with a key employee retention strategy, sometimes referred to as “golden handcuffs.”
SMRU 5016452 | Exp. 2/28/2026
The structure of your business plays an important role in securing your personal assets and lowering the risks associated with establishing a business. A formal framework adds a layer of security to your financial well-being by acting as a defense against future liabilities. Learn more about untapped opportunities that may add value, lower risks, and enhance your personal estate, business, and tax planning strategies in this article. New York Life, its agents and employees do not provide tax, legal or accounting advice.
SMRU 5018165 | Exp. 3/31/2026
In business, you always need to have a backup plan. Don’t wait for disputes to act. Protect your assets and partnerships with a solid plan. This video highlights how this couple learned how a buy sell agreement would help navigate their assets when going through unsettling times.
SMRU 6084385 | Exp. 11/30/2025
Want to keep more of your hard-earned wealth in your family’s hands? Jeff Chadwick, JD, reveals the power of intentionally defective irrevocable trusts (IDITs) in this article, diving deep into the nuanced world of transfer taxes, estate taxes, and effective strategies to protect your assets. Using IDITs can not only reduce your taxes but also can ensure your wealth is secured for future generations. It’s never too late to start planning your estate, but remember, professional consultation is key to tailor the best strategies for you. Learn more at NYL Advisors.
SMRU 6091942 | Exp. 12/31/2024
Financial service providers play a crucial role in helping their clients achieve their estate, tax, and business succession goals, but one powerful tool that often goes underutilized is life insurance. By incorporating life insurance into their strategies, financial professionals can provide their clients with secure estate plans, tax reduction strategies, and asset protection. In his article, titled “IDITs: What Advisors Need to Know,” Jeff Chadwick shares valuable insights into the utilization of intentionally defective irrevocable trusts to enhance estate planning and asset protection, and explains how IDITs can be used as a vehicle to transfer wealth and minimize taxes for your clients, while providing the necessary liquidity to address potential estate tax liabilities.
Financial professionals have a unique opportunity to leverage life insurance as a powerful tool in their clients’ financial strategies and provide their clients with peace of mind, knowing that their estates are secure, taxes are minimized, and assets are protected. Remember, when it comes to building effective financial strategies, it is crucial to understand the specific needs and goals of each client. Consult with professionals and take into consideration individual circumstances before implementing any strategies.
SMRU 6091932 | Exp. 12/31/2024
SMRU 5984060 | Exp. 9/30/2025
When creating an estate plan, people are often baffled by the revocable living trust and unsure what exactly it accomplishes or why they would need one. This informative article from The Nautilus Group explains how these trusts are different from wills and describes the benefits, misconceptions, and potential drawbacks of this popular estate planning tool.
SMRU 5019023 | Exp. 12/31/2027
Co-owners of closely held businesses often tend to place all their focus on day-to-day business operations while neglecting important long-term aspects of the business. One such long-term aspect is the establishment and funding of a buy-sell agreement between co-owners, which protects their interests by specifying how control of the business can be transferred. This article discusses the key elements of buy-sell agreements: what they are, why they are important, and how they are funded.
SMRU 5016434 | Exp. 1/31/2026
In today’s dynamic job market, keeping top talent is crucial for business owners. The “Great Resignation” reshaped the workforce, but Robert Keebler says it’s also a “Great Upgrade” – an opportunity for employers to elevate their employee retention game. In this article, Keebler describes various strategies, such as non-qualified deferred compensation plans, that can help business owners keep their key employees onboard.
SMRU 5969037 | Exp. 11/8/2025
In today’s dynamic job market, employee turnover is inevitable, but a robust employee retention program can significantly reduce the loss of key personnel and help secure an organization’s success and longevity. In this article from Robert Keebler, he highlights strategies such as non-qualified deferred compensation plans that can help employers adapt to the evolving labor landscape and retain their most valuable assets – the dedicated and skilled employees that make the business successful.
SMRU 5972275 | Exp. 11/8/2025
Estate planning has taken some major turns due to recent tax law shifts. If you thought it’s all about tax exemptions, think again. Even with the evolving landscape, there’s a lot to address for effective estate and succession planning. Talk with your financial professional to help ensure you are up to date. New York Life Insurance Company and its agents do not provide tax or legal advice.
- Balance bequests: Larger exemptions might lead to unintended overfunding of specific bequests or trusts, altering your estate’s intended division.
- Income tax strategy: Don’t overlook income tax implications upon a surviving spouse’s passing. Tailored trust arrangements can help optimize tax efficiency.
- Protecting wealth: Trust planning still matters – potentially shielding your wealth from creditors, mismanagement, and other potential risks.
- Adapting to changes: Laws can change. Ensure your plan is flexible enough to navigate evolving tax regulations.
- State tax awareness: State inheritance and estate taxes differ, and they can pack a punch. Consider these when crafting your plan.
- Review appointments: Regularly update fiduciary appointments to ensure the right individuals or entities are in charge.
SMRU 5934995 | Exp. 9/30/2025
Business entities come in all shapes and sizes, but no matter the type, each one should have a buy-sell agreement in place. This important tool helps business owners effect a smooth transition in the event of death, disability, retirement, or other circumstance that triggers a change in ownership. In this article by Rimon, PC estate planning attorney Patricia Annino, you’ll learn about the benefits and pitfalls of buy-sell agreements and how you can help your clients better protect their businesses.
SMRU 5699558 | Exp. 5/31/2025
Estate planning involves protecting your assets and ensuring a smooth transfer to loved ones. Trusts offer a valuable solution, allowing control over assets and safeguarding them from creditors. By passing assets through trusts, you can minimize tax liabilities. This article discusses creating an effective estate plan that enhances your gift to future generations. New York Life does not provide tax or legal advice.
SMRU 5808242 | Exp. 07/31/2025
For married couples that wish to retain a greater amount of their wealth, the utilization of a CPT should be considered. Community property states offer a distinct tax advantage for married couple’s assets. This article discusses the benefits and regulations when establishing a community property trust with your spouse. New York Life Insurance Company does not offer tax or legal advice.
SMRU 5641924 | Exp. 4/30/2025
Discover the power of the Charitable Remainder Trust (CRT) for optimizing your taxes and supporting causes you care about. Convert appreciated assets into an income stream while securing future contributions to your preferred charity. Read this article from The Nautilus Group to understand how this tax-advantaged strategy works to offer immediate charitable deductions and provide income to the donor or another person. New York Life, its agents, and affiliates do not provide tax, legal or accounting advice.
SMRU 5770789 | Exp. 6/30/2025
While the stock market increased significantly in 2024, not every year will be so positive, and during the inevitable market down turns, investors can experience significant losses in their taxable brokerage accounts. This article explores one way investors may diminish their economic loss and potentially improve their overall return: tax-loss harvesting. This strategy involves selling investments at a loss in order to offset capital gains and reduce taxable income, but caution must be taken to avoid violating the wash-sale rule among other pitfalls. High net worth individuals with complex financial situations should always review any contemplated tax strategy with their trusted financial professionals.
SMRU 5019034 | Exp. 7/31/27
In today’s job market, the risk of losing top performers is very real for employers. Finding suitable replacements can cause financial stress and disruption of business which may result in lost profits. An employer can gain a distinct advantage over companies competing for top talent by offering a non-qualified deferred compensation plan designed to motivate and retain the employees who are key to the company’s success. Read this article from The Nautilus Group to learn how this valuable tool provides benefits for both employers and their key employees.
SMRU 5345105 | Exp. 1/31/2028
Most people think of insurance as a basic protection tool – pay a premium, and if the worst happens, the carrier pays out a benefit. This article from The Nautilus Group looks at how life insurance can provide more benefits than just a one-time payout and explains the difference in term and whole life policies to help consumers understand that while term coverage offers peace of mind for a while, whole life insurance can provide peace of mind for a lifetime.
SMRU 5346137 | Exp. 12/31/2027
Although the SECURE Act eliminated the stretch IRA strategy for most designated beneficiaries, there is a strategy where IRA distributions may be coupled with a charitable remainder trust to duplicate the stretch IRA strategy. Read this article from The Nautilus Group®, which is a service of New York Life Insurance Company, to learn how IRA distributions to a CRTs can effectively alter the SECURE Act’s 10-year payout for asset protection, estate planning, retirement income, and charitable planning purposes. The Nautilus Group and its Member Agents do not offer tax, legal or accounting advice. Securities are offered through Registered Representatives of NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency.
1954390 Exp. 1/31/25
A significant number of Americans have no estate plan in place, which could be due to several factors: not making time to address a seemingly far-off problem, avoiding potentially difficult conversations and decisions, not wanting to think of one’s mortality, or the perceived high cost of working with attorneys and other professionals. However, failing to plan can have consequences that could be very costly both financially and in terms of an undesirable outcome, delay, and family disharmony. This article describes general estate planning considerations involved in the process and the types of documents typically incorporated into an estate plan.
SMRU 5019051 | Exp. 5/31/26
Chris Anderson of Adams Capital describes the differences between personal goodwill and enterprise goodwill in this article and discusses how these distinctions can have a far-reaching impact for owners of closely held companies, from obtaining accurate valuations to making confident decisions, or segregating marital assets in a divorce.
SMRU 1940779 | Exp. 5/24/24
Without a plan, a beloved pet may be abandoned or euthanized upon the owner’s death. While many pet owners are well aware of this potential issue, few take any action and devise a plan. Read this article to learn how incorporating provisions for a pet in a will or trust, establishing a plan with a rescue organization, or creating a pet trust can help ensure that a beloved pet is well provided and cared for should it outlive its owner.
SMRU 5019061 | Exp. 6/30/27
A potentially overlooked tax provision, Internal Revenue Code Section 1202, may allow certain taxpayers who sell stock in a “qualifying small business” to exclude from taxation a percentage—50%, 75%, or even 100%—of the gains realized upon the sale of stock. This article explores some of the benefits and requirements of this possibly advantageous non-elective tax provision. New York Life and its agents do not offer legal or tax advice.
SMRU 1944796 | Exp. 6/30/2027
As a fiduciary, your role may include periodically reviewing your clients’ life insurance policies to make sure the coverage meets the need. This useful tool guides you through the issues and questions to consider for the insured, the policy, and the insurance provider, and can help ensure your responsibilities are being met as a fiduciary for your clients.
SMRU 5019038 | exp. 7/31/27
Asset SMRU: 5016185 4/30/2026
The first generation builds it, the second manages it, and the third squanders it. This common rags-to-riches-to-rags phenomenon motivates many families to develop a generational wealth plan. But while today’s wealthy seniors are likely to die with far more assets than they’ll ever need, the ever-increasing costs of higher education, homeownership, and health care, coupled with increased spending, decreased saving, and greater longevity, could mean scant wealth remains to leave a legacy for their children and grandchildren. This article describes a solution that can provide both income replacement during one’s working years and a means for guaranteeing long-term family wealth.
All guarantees are based on the claims paying ability of the issuing company. The primary purpose of life insurance is death benefit protection.
SMRU 1938473 | Exp. 6/30/2027
Limiting liability for a small business has never been more important. This article, from The Nautilus Group®, describes basic strategies business owners can consider in order to protect both their personal and their business assets, while growing the business. The Nautilus Group® is a service of New York Life Insurance Company.
SMRU 5016479 | Exp. 1/31/2026
Many business owners fall into the trap of focusing on the urgent, short-term operational demands of their business, but neglect or delay the important planning critical to its ultimate longevity and long-term value extraction. This article provides an overview of key issues to consider when creating a business succession plan and the critical components of succession planning that distinguish astute entrepreneurs.
SMRU 5018403 | Exp. 2/28/2026
Did you know that depending on where you live, you may be subject to state-level estate or inheritance tax? Seventeen states and the District of Columbia currently impose some type of state-level estate tax or inheritance tax which can affect both residents and nonresidents. Read this article to learn six surprising facts about state estate taxes that could impact your financial future. New York Life Insurance Company, its agents and employees do not provide tax, legal or accounting advice.
SMRU 5018435 | Exp. 11/30/2025
How can married, high net worth couples incorporate “tax-wise” strategies into their estate planning documents? Read this article from The Nautilus Group to learn about three basic strategies that can help to eliminate or minimize estate and transfer taxes and the key benefits and disadvantages of each. The Nautilus Group® is a service of New York Life Insurance Company.
SMRU 5019067 | Exp. 2/28/26
Many business owners seem to think they’re going to live forever and thus have done no succession planning, despite the COVID-19 pandemic illustrating more than ever the need to be prepared for probable, or inevitable, events or setbacks. Planning to work forever is not a business succession plan, and without one, when adverse events occur, the results can be devastating. This article looks at three critical elements business owners should consider to create a successful transition plan that can help maximize the business’s value for themselves or their families and increase the firm’s longevity.
SMRU 5018431 | Exp. 11/30/2025
Electing to receive Social Security benefits prior to reaching full retirement age may not be the best decision. Read this article to learn why waiting until full retirement age (or later) can substantially increase the ultimate Social Security benefit received.
SMRU 5018886 | Exp. 3/31/2026
Many people have dreams, but not all of them will take the risk necessary to make them come true.
In this Real Life Story, Nautilus Member Agent Jerry Coats recounts working with a third-generation farmer named Bill, whose son, Larry, wanted to raise cattle rather than crops. Larry found just the right bull and happily flew off to buy him with three years’ worth of expected farm revenue in his pocket, a huge investment in his dream of expanding the family business. Watch Jerry’s video to see how this story proves that while dreams can be risky, smart business owners – with the help of their trusted financial professionals – can mitigate that risk and chase their dreams in a responsible way. The Nautilus Group® is a service of New York Life Insurance Company.
SMRU 5016143 | exp. 7/31/27
The Tax Cuts and Jobs Act was one of the most significant tax legislation acts signed into law since the Tax Reform Act of 1986. This historic timeline illustrates the fluctuations in US estate tax laws and provides an understanding of the different reasons the law has changed over the past 220+ years.
SMRU 5019140 | 2/28/2025
Watch this 2-minute video to learn how a supplemental life insurance retirement plan – or SLIRP – can allow you to get money when you want to, or need to, without hassle. Life Insurance is primarily intended for death benefit protection and is subject to underwriting. Loans against your policy accrue interest and decrease the death benefit and available cash surrender value by the amount of the outstanding loan and interest. Accessing cash value will reduce the available cash surrender value and death benefit.
SMRU 5018526 | exp. 8/31/2025
Do you know how a buy-sell agreement works? If you co-own a business, you can’t afford not to.
SMRU 5018405 | exp. 12/31/2025
“Vines View Farms was no more.”
Growing up on a farm in a place called Paradise Hill sounds like heaven for anyone, but at 6 years old, Nautilus Member Agent Tyson Vines watched as his family’s dairy business was sold off, piece by piece, just days after losing his grandfather. Years later, Tyson got a call from his father that made him wonder if history was going to repeat itself. Watch Tyson’s story (2:51) to learn how his father created a new legacy for the Vines family. The Nautilus Group is a service of New York Life Insurance Company.
SMRU 5016145 | Exp. 8/31/27
“What do you do when you’re full of life, and you learn there’s a fast-growing cancer inside of you?”
Nautilus Member Agent Bill Lyon shares the story of his client, Noelle, a free spirit who would rather spend her time helping others than think about herself. Watch Bill’s story (2:57) to see how this remarkable woman reacted to the news that she would not watch her daughters get married, after all. The Nautilus Group is a service of New York Life Insurance Company.
SMRU 5016139 | exp. 7/31/27
Clients often expend significant time and financial resources to put a will and overall estate plan in place. Despite these efforts, a small percentage of wills may be contested.
An experienced estate planning team can help recognize risks for a will contest, implement strategies to minimize incentives for potential challengers, and reduce a challenger’s likelihood of success.
Read this article to learn about strategies people can consider to help avoid a successful will contest.
SMRU 5018482 exp. 2/28/26
How do employers retain top talent? Watch this video to learn more about a key employee retention strategy.
SMRU 1854308 | exp. 4/4/24
Did you know your money can only go to one of three places when you pass away? Your family, the government, or your favorite charity. Watch this video to see how Deena and Dave learned a way to minimize their taxes, provide financial security for their family, and support their favorite dinosaur museum by using a charitable remainder trust as part of a wealth replacement strategy.
SMRU 5018250 | exp. 1/31/2026
When it comes to owning a life insurance policy, we know what you’re thinking. “I don’t need to worry about that right now. What’s the worst that could happen?” Watch this animated video to see three different outcomes a family could experience in the event of an untimely death and see why ILITs can be the best option to protect your family’s future.
SMRU 5033232 | exp. 6/30/25
How can business owners build wealth for their own retirement while trying to reduce their income taxes? Watch this video.
SMRU 1779963 | exp. 5/11/2022
“The first life insurance death claim I delivered was to my mom, for a policy I wrote on my dad’s life.” Listen to Nautilus Member Gib Surles share his personal story about how life insurance made a difference for him.
SMRU 1693683 | exp. 4/20/23
As a successful business owner there may come a time when selling your business will seem like the right move, but how will you ensure you get the most value from the sale? Watch this short video to learn how the Nautilus Marketability Assessment tool may help you increase the return on your investment and maximize the value of your business. The Nautilus Group® is a service of New York Life Insurance Company. Nautilus services are offered exclusively through its member agents.
SMRU 5042226 | exp. 10/31/2027
“My brothers and I always felt that we had the perfect childhood, until an oncoming vehicle crossed the center line and changed everything.” As a teenager, Nautilus Member Braden Draggoo was at the top of his game athletically. He and his brother felt like they had the perfect childhood, helping his dad remodel rental homes from the 1920s and connecting as a family at dinnertime. Then one day, as his father was driving, an oncoming motorist crossed the center line and changed everything for Braden’s family. Watch this video (3:50) to hear the story of a father’s love and to learn how Braden’s experiences as a young adult uniquely impacted his understanding of what happens if mom or dad isn’t there one day to put bread on the table. The Nautilus Group® is a service of New York Life Insurance Company.”
Listen to Nautilus Member Braden Draggoo share how life insurance personally made a difference for him.
SMRU 5475615 | exp. 2/28/25
Year after year, Nautilus Member Agent Tim FitzGerald tried to get his client John covered by life insurance, but John kept putting off writing the check, instead sending Tim to his attorneys so he could get the coverage as part of his compensation package. When Tim finally told John, this is not going to go through your business, John then made Tim go talk to John’s wife! Watch this video (3:11) to see what impact this client’s stubbornness had, what impact Tim’s persistence had, and why this story, says Tim, “validates everything I do for a living.” Tim Fitzgerald is a Member Agent of the Nautilus Group, a service of New York Life Insurance Company..
SMRU 5016148 | exp. 7/31/27
Get to know The Nautilus Group, an exclusive resource for insurance and financial services professionals that provides state-of-the-art planning strategies for their high net worth clients.
SMRU 1936110 | exp. 4/8/24
Mike was a good friend of Nautilus Member Carrie Hall. Right after college, Mike contracted non-Hodgkin’s lymphoma, which later went into remission. Since Mike was in the financial services industry himself, Carrie assumed that he would purchase life insurance on his own accord.
Spend a few minutes to see the emotional impact of that assumption and why this experience has not only forever changed Carrie’s views of the importance of life insurance, but also is why she believes in relentlessly pursing the issue of proper coverage for her clients.
The Nautilus Group® is a service of New York Life Insurance Company. Membership is limited exclusively to the company’s agents.
SMRU 5018831 | exp. 5/30/2025