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Posted on 02/07/2025

Business owners may be eligible for tax-free gains on the sale of qualifying small business stock under IRC §1202

A potentially overlooked tax provision, Internal Revenue Code Section 1202, may allow certain taxpayers who sell stock in a “qualifying small business” to exclude from Read More

Posted on 02/06/2025

The importance of Buy-Sell Agreements

According to the Exit Planning Institute, 83% of businesses have no written transition plan and 66% are owned by Baby Boomers who will transition out Read More

Posted on 02/06/2025

Preparing for the Unexpected: Essential Succession Planning for Family Businesses

Sudden death is an unwelcome and unpredictable event that can throw both personal and business lives into chaos.  For family businesses, the loss of a Read More

Posted on 01/07/2025

IDITs: What advisors need to know

Financial service providers play a crucial role in helping their clients achieve their estate, tax, and business succession goals, but one powerful tool that often Read More

Posted on 12/12/2024

Business succession: Working forever, or just planning on it?

Many business owners seem to think they’re going to live forever and thus have done no succession planning, despite the COVID-19 pandemic illustrating more than Read More

Posted on 07/12/2024

Trustee selection considerations

Many estate plans incorporate trusts to facilitate asset management, avoid probate, reduce estate taxes, protect assets from creditors, or provide for a family member with Read More

Posted on 07/12/2024

Will contest: Could it happen to you?

Clients often spend time and financial resources to establish a will and estate plan, but a small percentage of wills may still be contested. This Read More

Posted on 04/18/2024

How can IRA owners support their favorite charity and still receive lifetime income?

For many years, donors aged 70½ and above have been able to make tax-favored charitable gifts directly from their individual retirement accounts to private foundations Read More

Posted on 04/05/2024

How Life Insurance Made a Difference in Nautilus Member Gib Surles’s Family

“The first life insurance death claim I delivered was to my mom, for a policy I wrote on my dad’s life.” Listen to Nautilus Member Read More

Posted on 04/04/2024

Naming a guardian for minor children is an important aspect of estate planning.

Life is unpredictable, and if the unexpected happens, the decisions you make today can significantly impact your children’s lives tomorrow, especially in the unfortunate event Read More

Posted on 04/04/2024

Three reasons why periodic reviews of estate planning documents are important

Ensuring that your estate plan is aligned with the changes in your life is crucial. Key events such as births, marriages, or shifts in wealth Read More

Posted on 04/04/2024

Planning for incapacity or disability

Although advancements in medicine have extended our average life expectancy, it is vital to prepare for the possibility of disability or impairment. For example, even Read More

Posted on 04/04/2024

Income Tax Buckets

There are three types of income buckets – taxable, tax-deferred, and tax-free. What’s in your bucket? Read More

Posted on 04/04/2024

Special Needs Trusts

Families that care for individuals with special needs can work with a qualified professional to create a special needs trust to help protect their assets Read More

Posted on 04/04/2024

Planning for art collections: Rules and tax considerations

Art appraisal is an inexact science yet the preservation of your art collection’s legacy relies on a strategic plan. Developing an estate plan that addresses Read More

Posted on 04/04/2024

Gift tax reporting for transfers to trusts

Incorporating an irrevocable trust into your estate plan can entail a lengthy and challenging process, from crafting a strategic blueprint aligned with your unique financial Read More

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Posted on 04/04/2024

What is The Nautilus Group?

The Nautilus Group is an exclusive resource that provides its members access to an elite group of dedicated professionals who work with their clients and Read More

Posted on 04/04/2024

How do employers retain top talent?

Watch this 1:20 video to learn how business owners can retain their top talent with a key employee retention strategy, sometimes referred to as “golden Read More

Posted on 03/11/2024

Basic benefits of an entity’s structure should play a role in business planning.

The structure of your business plays an important role in securing your personal assets and lowering the risks associated with establishing a business. A formal Read More

Posted on 12/29/2023

The importance of Buy Sell Agreements- Secure your business future

In business, you always need to have a backup plan. Don’t wait for disputes to act. Protect your assets and partnerships with a solid plan. Read More

Posted on 12/29/2023

Using IDITs to reduce taxes and protect assets

Want to keep more of your hard-earned wealth in your family’s hands? Jeff Chadwick, JD, reveals the power of intentionally defective irrevocable trusts (IDITs) in Read More

Posted on 12/29/2023

Split-dollar life insurance arrangements: Basics, advantages, and disadvantages

Split-dollar arrangements are commonly used in business contexts but also can be advantageous in other situations, for example between an asset owner and a trust Read More

Posted on 12/29/2023

Revocable living trusts: advantages, drawbacks, and misconceptions

When creating an estate plan, people are often baffled by the revocable living trust and unsure what exactly it accomplishes or why they would need Read More

Posted on 11/13/2023

Buy-Sell Agreements: Why Every Business With Multiple Owners Should Have One

Co-owners of closely held businesses often tend to place all their focus on day-to-day business operations while neglecting important long-term aspects of the business. One Read More

Posted on 11/13/2023

Guide for advisors: The importance of employee retention plans

In today’s dynamic job market, keeping top talent is crucial for business owners. The “Great Resignation” reshaped the workforce, but Robert Keebler says it’s also Read More

Posted on 11/13/2023

Employee retention plans: A guide for employers

In today’s dynamic job market, employee turnover is inevitable, but a robust employee retention program can significantly reduce the loss of key personnel and help Read More

Posted on 11/13/2023

Is it time to review your estate and succession plans?

Estate planning has taken some major turns due to recent tax law shifts.  If you thought it’s all about tax exemptions, think again.  Even with Read More

Posted on 08/17/2023

Benefits and pitfalls of buy-sell agreements every advisor should know

Business entities come in all shapes and sizes, but no matter the type, each one should have a buy-sell agreement in place. This important tool Read More

Posted on 08/17/2023

Passing assets through trusts can help protect your family’s estate

Estate planning involves protecting your assets and ensuring a smooth transfer to loved ones. Trusts offer a valuable solution, allowing control over assets and safeguarding Read More

Posted on 08/17/2023

Potential tax reduction for married couples through Community property trust

For married couples that wish to retain a greater amount of their wealth, the utilization of a CPT should be considered. Community property states offer Read More

Posted on 07/06/2023

Gifts to charitable remainder trusts can provide tax benefits for donors

Discover the power of the Charitable Remainder Trust (CRT) for optimizing your taxes and supporting causes you care about. Convert appreciated assets into an income Read More

Posted on 04/07/2023

How can tax loss harvesting reduce the pain of stock market losses?

While the stock market increased significantly in 2024, not every year will be so positive, and during the inevitable market down turns, investors can experience Read More

Posted on 04/07/2023

NQDC plans: a tool for employers to attract and retain top talent

In today’s job market, the risk of losing top performers is very real for employers. Finding suitable replacements can cause financial stress and disruption of Read More

Posted on 04/07/2023

Life insurance 101: An overview of term life policies versus whole life policies

Most people think of insurance as a basic protection tool – pay a premium, and if the worst happens, the carrier pays out a benefit. Read More

Posted on 04/07/2023

IRA distributions to a CRT can provide asset protection and retirement income

Although the SECURE Act eliminated the stretch IRA strategy for most designated beneficiaries, there is a strategy where IRA distributions may be coupled with a Read More

Posted on 04/07/2023

Basic estate planning considerations and documentation

A significant number of Americans have no estate plan in place, which could be due to several factors: not making time to address a seemingly Read More

Posted on 11/16/2022

Understanding the distinctions between personal goodwill and enterprise goodwill empowers business owners

Chris Anderson of Adams Capital describes the differences between personal goodwill and enterprise goodwill in this article and discusses how these distinctions can have a Read More

Posted on 11/09/2022

Caring for a pet after death

Without a plan, a beloved pet may be abandoned or euthanized upon the owner’s death. While many pet owners are well aware of this potential Read More

Posted on 10/11/2022

Fiduciary Responsibility Checklist

As a fiduciary, your role may include periodically reviewing your clients’ life insurance policies to make sure the coverage meets the need. This useful tool Read More

Posted on 09/13/2022

Life insurance is a valuable generational wealth-transfer tool.

The first generation builds it, the second manages it, and the third squanders it. This common rags-to-riches-to-rags phenomenon motivates many families to develop a generational Read More

Posted on 07/18/2022

Asset protection strategies for small business owners

Limiting liability for a small business has never been more important. This article, from The Nautilus Group®, describes basic strategies business owners can consider in Read More

Posted on 06/21/2022

What distinguishes an astute entrepreneur?

Many business owners fall into the trap of focusing on the urgent, short-term operational demands of their business, but neglect or delay the important planning Read More

Posted on 06/02/2022

Six things you may not know about state estate taxes

Did you know that depending on where you live, you may be subject to state-level estate or inheritance tax? Seventeen states and the District of Read More

Posted on 02/23/2022

The basics of “tax-wise” estate planning for married couples

How can married, high net worth couples incorporate “tax-wise” strategies into their estate planning documents?  Read this article from The Nautilus Group to learn about Read More

Posted on 08/11/2021

Social Security benefits: Start early or delay receipt?

Electing to receive Social Security benefits prior to reaching full retirement age may not be the best decision. Read this article to learn why waiting Read More

Posted on 08/04/2021

Nautilus Member Jerry Coats Recounts Working with a 3rd-Generation Farmer

Many people have dreams, but not all of them will take the risk necessary to make them come true.  In this Real Life Story, Nautilus Read More

Posted on 05/12/2021

Estate tax timeline – is history repeating itself?

The Tax Cuts and Jobs Act was one of the most significant tax legislation acts signed into law since the Tax Reform Act of 1986. Read More

Posted on 03/22/2021

Supplemental Life Insurance Retirement Plans (SLIRP)

Watch this 2-minute video to learn how a supplemental life insurance retirement plan – or SLIRP – can allow you to get money when you Read More

Posted on 11/09/2020

Buy-sell agreements

Do you know how a buy-sell agreement works? If you co-own a business, you can’t afford not to. Read More

Posted on 10/16/2020

Tyson Vines’ story shows the different outcomes his family faced with and without life insurance

“Vines View Farms was no more.” Growing up on a farm in a place called Paradise Hill sounds like heaven for anyone, but at 6 Read More

Posted on 10/16/2020

Nautilus Member Bill Lyon illustrates the value of life insurance as a legacy.

“What do you do when you’re full of life, and you learn there’s a fast-growing cancer inside of you?” Nautilus Member Agent Bill Lyon shares Read More

Posted on 08/10/2020

Avoiding Contested Wills

Clients often expend significant time and financial resources to put a will and overall estate plan in place. Despite these efforts, a small percentage of Read More

Posted on 05/12/2020

Key Employee Retention

How do employers retain top talent? Watch this video to learn more about a key employee retention strategy. Read More

Posted on 05/12/2020

Charitable Remainder Trust with Wealth Replacement

Did you know your money can only go to one of three places when you pass away? Your family, the government, or your favorite charity. Read More

Posted on 09/19/2019

Irrevocable Life Insurance Trust Animated Video

When it comes to owning a life insurance policy, we know what you’re thinking. “I don’t need to worry about that right now. What’s the Read More

Posted on 03/28/2019

How Can Business Owners Tax Diversify Their Retirement Income?

How can business owners build wealth for their own retirement while trying to reduce their income taxes? Watch this video. Read More

Posted on 03/28/2019

Business Marketability Assessment: Increasing the ROI on Your Business

As a successful business owner there may come a time when selling your business will seem like the right move, but how will you ensure Read More

Posted on 03/23/2019

Nautilus Member Braden Draggoo shares how life insurance made a difference for him

“My brothers and I always felt that we had the perfect childhood, until an oncoming vehicle crossed the center line and changed everything.” As a Read More

Posted on 02/19/2019

Tim FitzGerald shares how he impacted his client’s financial security

Year after year, Nautilus Member Agent Tim FitzGerald tried to get his client John covered by life insurance, but John kept putting off writing the Read More

Posted on 01/23/2019

Carrie’s friend was a financial professional. Surely, he was covered.

Mike was a good friend of Nautilus Member Carrie Hall. Right after college, Mike contracted non-Hodgkin’s lymphoma, which later went into remission. Since Mike was Read More

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The Nautilus Group® is a service of New York Life Insurance Company. New York Life Insurance Company and its affiliates and agents and employees thereof do not provide tax, legal, or accounting advice. Individuals should consult with their own tax, legal or accounting professionals before implementing any planning strategies. SMRU 5018918 Exp. 04/30/2028

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